* Plus State Fee
Pre-Employment Credit Check – Site Inspection required*
Employment Credit Check
Running credit check on an employee can alert you to potential problems before an employee is hired. Credit reports are a valuable tool for assessing applicants who may occupy a position where business needs dictate a history of financial responsibility. When performing pre-employment background checks for positions in financial and retail industries, the credit check is an inexpensive addition to your screening examination. An employment credit report appears as a soft inquiry and does not affect the applicant's credit score.
Our pre-employment credit report powered by TransUnion provides:
Credit Account Overview
Payment Patterns/Payment History
Public Record Search (Tax liens, Bankruptcies, Judgments)
Other credit or employment inquiries on the applicant
Collection Account Search
Verification of Name, SSN, and address
Residence/ Employment Information (according to what Bureaus have on file)
*If you would like to have access to order the Employment credit Check, the Credit Reporting Bureaus require that you have a Site Inspection. It’s a simple process where a contracted site inspector meets you at your office/home office at a time that is convenient for you and they’ll verify that you are working in a secure environment that does not allow public access to your computer. They will also verify that you have the ability to secure or dispose of any printed credit reports properly by way of a paper shredder and a locking filing cabinet. The Credit Bureaus require the site inspection along with some other required items from you before access to full credit reports can be given. The site inspection fee is $50.00. This is the cost from the site inspection company and we will never charge you more than we are charged.
View Sample Pre-employment Credit Report